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0504 - 2019 - 1208

※ People in Their Twenties Lack Experience Handling Debt

It is one of the many ironies in life that many people recently completing post-secondary education have substantial debt levels at a time when, based upon their life experience to date, they might be the least capable of managing this debt simply due to a lack of experience handling their finances and immaturity regarding financial literacy.


※ Some Forms Of Relief Might Be Available Through The Institution That Provided The Loan

Depending upon where you obtained your student loan you might be able to apply for some type of debt relief to the organization that lent you the student loan. This might take the form of a reduction in the amount of your monthly payment or some type of interest relief. To learn more about what type of relief might be available, you should contact the organization which provided you with the student loan.


※ Limited Options Available For Those With Student Loan Debts

A consumer has fewer options for dealing with their student loan debt compared with other types of unsecured consumer debt such as credit card debt. The following chart summarizes the options that a consumer has for dealing with various types of unsecured debt including student loans.